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HSBC Life Benefits+ International

A group healthcare plan that provides your employees with access to medical care and treatment in their hospital of choice, anywhere in the world.

More than just healthcare coverage

When your employees are at their best, they can perform better. HSBC Life Benefits+ International gives your employees prompt access to the healthcare services they need, no matter where they are. 

Key benefits

High annual limits, high coverage

Enjoy extensive coverage of up to SGD4 million or USD2.9 million a year to fight rising medical costs.

Covered for outpatient treatments

Get covered for general practitioner and specialist consultations, prescribed drugs, dressings, diagnostic tests and vaccinations.

Settle claims easily at network hospitals

Make cashless settlements with hospitals within our network upon approval, conveniently.

Additional benefits

  • Find help around the world
    Get 24/7 international emergency medical assistance including overseas evacuation and repatriation service at any time.
  • Covered even for pre-existing conditions
    You'll be covered for any pre-existing conditions from the inception of your insurance policy.
  • Ask about your claims at any time
    Give us a call on our 24/7 hotline if you need information on your benefits or you need to discuss a claim.
  • Covered throughout your recovery
    You'll also be covered for pre-hospitalisation and post-hospitalisation expenses, so you can focus more fully on recovering.

Choose from 3 levels of protection

This policy offers 3 options: Plan A, B and C. Open the accordions to see what's covered and what's not covered under each plan.

Plan A 

Plan B 

Plan C 

For more details on what each plan covers, please refer to the product brochure (PDF, 15.3MB).

What's not covered

This policy and its plans exclude:

  • Behavioural exclusions
  • Medical exclusions
  • Guaranteed policy renewals
  • Other exclusions as defined on the policy wordings

Are your employees eligible?

The minimum group size for this policy is 3 employees.

Full-time permanent employees may be covered under this policy if they are actively at work. They must be aged between 18 and 65 years[@age-next], working and residing in Singapore.

Foreign employees who don't reside in Singapore may be covered under this policy if they're living outside their home country.

The spouses and children of eligible employees are eligible on either a compulsory or voluntary basis. They must be insured under the same policy and plan as the eligible employee.

 

Contact us to get started

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Other ways to apply 

Manage your policy on the go

Scan the QR code to download HSBC Life SG mobile app

Download the HSBC Life SG mobile app

See your policy details and manage your HSBC Life policies with just a few taps any time, wherever you are.

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Notes

    Important notes 

    Benefits+ International is underwritten by HSBC Life (Singapore) Pte. Ltd. (Registration number 199903512M).

    This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the policy wordings may be obtained from our authorised product distributors. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the policy wordings for the exact terms and conditions, specific details and exclusion of this product.

    This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association of Singapore (GIA) / Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg.

    This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 25 March 2024.

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