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HSBC Life GlobalCare Health Plan

An international health insurance plan that offers you and your family optimal medical coverage wherever you may be, in Singapore or abroad.

Your life, your freedom

Whether you live in Singapore or abroad, we want to ensure that you and your family have access to top-tier healthcare, whenever and wherever you need it. Our HSBC Life GlobalCare Health Plan is a comprehensive international health insurance plan that offers optimal worldwide coverage for your medical needs, including pre-existing medical conditions. 

Key benefits

High annual limits and global coverage

Enjoy a high annual limit of up to SGD6.5 million, and choose from 3 areas of worldwide coverage to suit your needs.

Fuss-free application

Apply right away with no medical underwriting, no medical examinations needed, no questions asked.

Covered at every step of recovery

Hospitalisation, pre-hospitalisation, post-hospitalisation, outpatient treatment, hospice and palliative care expenses are reimbursed.

Additional benefits

  • Covered even for pre-existing conditions
    Get coverage for pre-existing conditions on selected plans after the waiting period and up to the benefit limits.
  • Go cashless for hospital settlements
    You won't need to make upfront payments for all approved treatments with providers in our global directory of hospitals.
  • At your service, anytime and anywhere
    Find support whenever you need it from our 24/7 HSBC Life Customer Care Centre and HSBC Life Concierge Team.
  • Enjoy holistic wellness coverage
    Selected plans cover vaccinations, dental and optical care, health screening, Traditional Chinese Medicine, homeopathy and more.

Choose from 5 levels of protection

Compare the key features between the plans

All 5 plans offer:

  • Access to preferred private hospitals, doctors and specialists
  • Cashless hospital settlement
  • Access to 24/7 HSBC Life Customer Care Centre
  • Access to 24/7 HSBC Life Concierge Team
  • Comprehensive inpatient cover
  • Inpatient daily accommodation charges for a standard single room
  • Coverage for pre-natal and post-natal complications
The following table shows a summary of differences in the rest of the benefits offered under Plan A, B, C, D and E.
Plan Maximum annual limit Area of cover Outpatient treatment
Plan A SGD6,500,000 / USD5,556,000 Worldwide or worldwide excluding USA  Covered
Plan B
 SGD4,800,000 / USD4,179,000 Worldwide or worldwide excluding USA 

 Covered
Plan C
 SGD3,500,000 / USD3,064,000 Worldwide excluding USA and Hong Kong Covered
Plan D

 SGD900,000 / USD743,000 Worldwide excluding USA and Hong Kong Covered
Plan E

 SGD600,000 / USD464,000 Worldwide excluding USA and Hong Kong Limited cover
The following table shows a summary of differences in the rest of the benefits offered under Plan A, B, C, D and E.
Plan Plan A
Maximum annual limit SGD6,500,000 / USD5,556,000
Area of cover Worldwide or worldwide excluding USA 
Outpatient treatment Covered
Plan Plan B
Maximum annual limit SGD4,800,000 / USD4,179,000
Area of cover Worldwide or worldwide excluding USA 
Outpatient treatment Covered
Plan Plan C
Maximum annual limit SGD3,500,000 / USD3,064,000
Area of cover Worldwide excluding USA and Hong Kong
Outpatient treatment Covered
Plan Plan D
Maximum annual limit SGD900,000 / USD743,000
Area of cover Worldwide excluding USA and Hong Kong
Outpatient treatment Covered
Plan Plan E
Maximum annual limit SGD600,000 / USD464,000
Area of cover Worldwide excluding USA and Hong Kong
Outpatient treatment Limited cover
  For more details on what each plan covers, please refer to the product brochure (PDF, 1.6MB).  

Are you eligible?

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Other ways to apply 

Scan the QR code to download HSBC Life SG mobile app

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See your policy details and manage your HSBC Life policies with just a few taps any time, wherever you are.

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Notes

    Important notes 

    GlobalCare Health Plan is underwritten by HSBC Life (Singapore) Pte. Ltd. (Registration number 199903512M).

    This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: www.lia.org.sg or www.sdic.org.sg.

    This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 25 March 2024.

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