Make the world your home
Whether you live abroad or travel often, it's important to have access to quality healthcare wherever you may be while protecting yourself against rising medical costs. HSBC Life International Exclusive offers you exactly that with access to private medical care around the world.
Key benefits
Additional benefits
- Pre-existing and congenital conditions coverWe'll cover the treatment needed for pre-existing conditions and congenital conditions under selected plans after you've been covered for a consecutive 270 days.
- Add-on pregnancy and childbirth coverYou can opt to add on this rider for extra protection that covers pre-natal care, childbirth and routine post-natal care for up to 42 days after childbirth.
- Extensive outpatient treatment coverYou'll be covered for general and specialist consultations, diagnostic procedures, prescriptions, out-patient surgical procedures, alternative treatments and more.
- Covered even for living organ donationGet covered even if you donate a kidney, heart, liver, lung or bone marrow to a parent, sibling, child, spouse or partner.
Choose from 3 levels of protection
Compare the key features between the plans
You can choose from 3 plans: Plan A, B and C. All 3 plans offer:
- your chosen area of cover: worldwide, worldwide excluding USA, or Asia
- inpatient daily accommodation charges for a standard single room
- a daily cash benefit during hospitalisation, up to the limit stated for the plan
- cover for hospital charges, radiotherapy, chemotherapy and kidney dialysis
- living organ donor coverage of up to SGD60,000, after 24 consecutive months
| Plan | Maximum annual limit | Outpatient treatment | Hospice and palliative care | Other benefits |
|---|---|---|---|---|
| Plan A | SGD5,000,000 | Covered | Up to SGD65,000 in an insured person's lifetime | Covered |
| Plan B |
SGD4,000,000 | Covered | Up to SGD50,000 in an insured person's lifetime | Limited cover |
| Plan C |
SGD2,800,000 | Conditional cover | Up to SGD25,000 in an insured person's lifetime | Limited cover |
| Plan | Plan A |
|---|---|
| Maximum annual limit | SGD5,000,000 |
| Outpatient treatment | Covered |
| Hospice and palliative care | Up to SGD65,000 in an insured person's lifetime |
| Other benefits | Covered |
| Plan |
Plan B |
| Maximum annual limit | SGD4,000,000 |
| Outpatient treatment | Covered |
| Hospice and palliative care | Up to SGD50,000 in an insured person's lifetime |
| Other benefits | Limited cover |
| Plan |
Plan C |
| Maximum annual limit | SGD2,800,000 |
| Outpatient treatment | Conditional cover |
| Hospice and palliative care | Up to SGD25,000 in an insured person's lifetime |
| Other benefits | Limited cover |
| For more details on what each plan covers, please refer to the product brochure (PDF, 1.6MB). |
Options you can consider for your policy
You can tailor your policy with the following options. Open each accordion to learn more.
Are you eligible?
The entry age[@age-last] is between age 18 and 80. If you're applying for a child standalone policy, the insured child can be covered from 15 days old onwards.
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