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HSBC Life SmartCare Executive

A flexible health insurance plan that can be tailored to your budget without compromising on medical coverage for you and your loved ones.

Protect those you hold dearest

SmartCare Executive gives you comprehensive and affordable health protection that you can rely on to protect you and your family. It covers you in the event of hospitalisation, and offers a range of benefits to help make the road to recovery a smoother one. 

Key benefits

Enjoy comprehensive benefits

You'll be covered for surgical implants and major organ transplants, and receive a daily recovery income benefit.

Be covered for outpatient care and dialysis

You could be covered for up to SGD20,000 a year for outpatient care including cancer and kidney dialysis treatment.

Go cashless for hospital settlements

You won't need to make upfront payments for all approved treatments in hospitals.

Get co-payments and deductible discounts

You can opt for both co-payments and deductibles to enjoy up to a 30% discount on your premiums.

Choose from either private or public plans

Compare the key features between the plans

Choose from 6 types of plans. You can get up to SGD42,000 in total combined outpatient benefits.

The following table shows a summary of benefits offered under private plans (Plan A, B, and C) and public plans (Plan D, E, and F).
Plan Type
 Maximum annual limit Bed type
 Maximum hospitalisation and surgical benefit per disability, as charged
Plan A Private SGD70,000 1-bedded SGD20,000
Plan B Private SGD55,000 2-bedded SGD15,000
Plan C Private SGD40,000 4-bedded SGD10,000
Plan D Public SGD70,000 1-bedded SGD20,000
Plan E Public SGD40,000 4-bedded SGD10,000
Plan F Public SGD25,000 6-bedded SGD5,000
The following table shows a summary of benefits offered under private plans (Plan A, B, and C) and public plans (Plan D, E, and F).
Plan Plan A
Type
 Private
Maximum annual limit SGD70,000
Bed type
 1-bedded
Maximum hospitalisation and surgical benefit per disability, as charged SGD20,000
Plan Plan B
Type
 Private
Maximum annual limit SGD55,000
Bed type
 2-bedded
Maximum hospitalisation and surgical benefit per disability, as charged SGD15,000
Plan Plan C
Type
 Private
Maximum annual limit SGD40,000
Bed type
 4-bedded
Maximum hospitalisation and surgical benefit per disability, as charged SGD10,000
Plan Plan D
Type
 Public
Maximum annual limit SGD70,000
Bed type
 1-bedded
Maximum hospitalisation and surgical benefit per disability, as charged SGD20,000
Plan Plan E
Type
 Public
Maximum annual limit SGD40,000
Bed type
 4-bedded
Maximum hospitalisation and surgical benefit per disability, as charged SGD10,000
Plan Plan F
Type
 Public
Maximum annual limit SGD25,000
Bed type
 6-bedded
Maximum hospitalisation and surgical benefit per disability, as charged SGD5,000

For more details on what each plan covers, please refer to the product brochure (PDF, 68.3MB).

Are you eligible?

Contact us to get started

Leave us your details

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Get in touch with us

You can also email us at cc.life@mail.life.hsbc.com.sg.

Alternatively, you can give us a call at your convenience.

Local hotline

+65 6880 4888

Lines are open 9am to 5pm, Mondays to Fridays (except on public holidays).

Other ways to apply 

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Notes

    Important notes 

    SmartCare Executive is underwritten by HSBC Life (Singapore) Pte. Ltd. (Registration number 199903512M).

    This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the policy wordings for the exact terms and conditions, specific details and exclusion of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This is a short-term accident and health policy and the insurer is not required to renew this policy. The insurer may terminate this policy by giving you 30 days’ notice in writing. This policy is not a Medisave-approved policy and you may not use Medisave to pay the premium for this policy.

    This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: www.lia.org.sg or www.sdic.org.sg.

    This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 25 March 2024.

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