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HSBC Life Wealth Abundance

An investment-linked plan that protects you and gives you the flexibility to diversify your portfolio through close to 70 world-class funds to boost your wealth.

Boost your wealth with confidence

HSBC Life Wealth Abundance lets you grow your money through a diversified portfolio, all while protecting yourself and your loved ones. You'll have the flexibility to make unlimited fund switches, and enjoy low account maintenance fees. Plus, you can choose from close to 70 world-class funds, and earn attractive bonuses along the way. 

Key benefits

Heighten potential returns at low fees

100% of your regular premiums go directly into your chosen funds, at an account maintenance fee as low as 2.1% per year[@wealth-abundance-fee].

Boost your money from day one

Kick-start your wealth journey with a start-up bonus[@wealth-abundance-startup] of up to 12% per year of the regular premiums you pay in your first year.

Diversify your portfolio

Get exclusive access to close to 70 world-class funds and create additional income streams by investing in dividend-paying funds.

Additional benefits

  • Receive a monthly boost
    Get a monthly power-up bonus[@wealth-abundance-startup] of 0.1% pa based on the prevailing value of your regular premium account from your fifth year to the end of the minimum investment period[@wealth-abundance-mip].
  • Give yourself financial breathing room
    Enjoy the flexibility to top up or withdraw according to your unique financial needs, and limited commitment with a minimum investment period of just 10 years.
  • Be rewarded for staying with us
    Boost your wealth further with a loyalty bonus[@wealth-abundance-startup] of 0.3% pa based on the prevailing value of your regular premium account after the end of the minimum investment period[@wealth-abundance-mip].
  • No medical examinations needed
    You can enjoy protection under this policy without the need to undergo any medical examinations.

Are you eligible?

You must be aged 18 or older[@age-nearest] to apply for an HSBC Life Wealth Abundance policy. 

Summary of options 

Apply now

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Other ways to apply 

Manage your policy on the go

Scan the QR code to download HSBC Life SG mobile app

Download the HSBC Life SG mobile app

See your policy details and manage your HSBC Life policies with just a few taps any time, wherever you are.

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Notes

    HSBC Life Dream boldly, live fully customer campaign terms and conditions(PDF, 590KB).

    Important notes 

    HSBC Life Wealth Abundance is underwritten by HSBC Life (Singapore) Pte. Ltd. (Registration number 199903512M). This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheet(s) and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-fund(s). You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: www.lia.org.sg or www.sdic.org.sg.

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    Information is correct as at 25 March 2024.

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