HSBC Life Jade Legacy Universal plans
HSBC Life Jade Legacy Universal Life and HSBC Life Jade Ultra Legacy Universal Life are designed for individuals or business owners who are seeking life insurance protection and potential wealth accumulation.
Your financial circumstances and goals for the future are unique to you. Customise the solution to meet a wide range of estate-planning needs, thus securing your legacy through the generations and the financial future of your loved ones.
Make your wealth last for the people who really matter to you
- Provide more for your legacy without compromising your retirement lifestyleAfter years of hard work it's now time to enjoy your retirement. Estate equalisation means you can provide long-term financial security for yourself and your loved ones.
- Grow your cash value with guaranteed interest rate lock option1 and exclusive loyalty bonusWith a guaranteed interest rate lock option you can protect your cash values from market volatility whilst providing for your legacy needs.
- Build a stronger foundation for your future generations with multi-generational planningYou can transfer the policy to your child and provide for future generations without the need for them to purchase a new one.
- Preserving the value of the assets you acquired for your loved onesLiability management is not just preserving assets, but ensuring that your family would not be saddled with outstanding mortgage, loans or liabilities. This not only ensures your family's continued lifestyle, but more importantly, preserves and protects your assets, allowing your legacy to be realised.
Meeting your legacy needs
- Guaranteed interest rate lock options
- Loyalty bonus of up to 1.5% of the account value (Applicable for only Jade Ultra Legacy Universal Life plan)
- Multiple currency options (subject to availability)
- No-Lapse Guarantee (NLG) benefit option (for USD currency)2
- Charitable giving benefit at no additional cost
- Accelerated death benefit at no additional cost
- Change of eligible life insured option
- Flexibility for multi-generational planning
Get in touch
To know more about HSBC Life Jade Legacy Universal Life plans you can speak to any of our authorised distributors listed below:
Avallis Financial Pte Ltd
Call : (65) 62205333
Visit : www.avallis.com
Financial Alliance Pte Ltd
Call : (65) 62221889
Visit : www.fa.com.sg
Finexis Advisory Pte. Ltd
Call : (65) 6341 5300
Visit : www.finexis.com.sg
GEN Financial Advisory Pte Ltd
Call : (65) 6589 8388
Visit : www.gen.com.sg
Infinitum Financial Advisory Pte. Ltd
Call : (65) 6681 5785
Visit : www.infinitumfa.com
IPP Financial Advisers Pte Ltd
Call : (65) 65118800
Visit : www.ippfa.com
LEGACY FA Pte. Ltd
Call : (65) 6622 7741
Visit : www.legacyfa-asia.com
PFPFA Pte Ltd
Call : (65) 6470 9393
Visit : www.pfp-fa.com
Phillip Securities Pte Ltd
Call : (65) 6531 1555
Visit : www.phillip.com.sg
Professional Investment Advisory Services Pte Ltd
Call : (65) 6372 5700
Visit : www.proinvest.com.sg
Promiseland Independent Pte Ltd
Call : (65) 65054100
Visit : www.promiseland.com.sg
SG Alliance Pte Ltd
Call : (65) 6866 3113
Visit : https://sg-alliance.com/
For all policy servicing related enquiries, please call (65) 6880 4888.
What else should I know?
As buying a life insurance policy is a long term commitment, an early termination of the policy usually involves high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
More information
1 The crediting rate and the period we guarantee under the guaranteed interest rate lock option is only applicable to the account value acquired from your first premium. A general non-guaranteed crediting rate will apply after the selected guaranteed interest rate lock period expires and where the guaranteed crediting rate does not apply, subject to a guaranteed minimum crediting rate. Please refer to product summary for more details.
2 At the time of publication, the NLG benefit option is available only to single premium policies denominated in USD, conditional upon meeting the NLG benefit minimum premium requirements. Please refer to product summary for more details.
Important notes
HSBC Life Jade Legacy Universal Life and HSBC Life Jade Ultra Legacy Universal Life are underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).
This webpage contains general information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusions of this product.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as at 20 September 2024.
Related products
HSBC Life Savings Protector II
Commitment is staying true to your goals for the future.
HSBC Life Goal Builder
Optimise your wealth and realise your life goals.