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HSBC Life HappyMummy

A bundled prenatal plan that can be paired with an investment-linked plan or a whole life plan to protect both the expectant mother and newborn.

Stay confident from pregnancy to parenthood

HSBC Life HappyMummy bundles two plans to protect both mother and child. It consists of the HSBC Life EmpoweredMum prenatal plan and your choice of either HSBC Life Flexi Protector or HSBC Life – Life Treasure III. It’s also the first prenatal plan in Singapore to cover early delivery by caesarean section for pregnant mothers. This way, you can focus more fully on your new bundle of joy. 

Key benefits for the mother

Covered for early delivery by caesarean birth

Get 15% of the sum assured if the mother undergoes a delivery by caesarean section at less than 36 weeks of gestation[@caesarean-cover].

Protected against complications

Receive 100% of the sum assured if the mother is diagnosed with any of the 15 covered pregnancy complications[@terminate-once-paid].

Protected in the event of death

Receive 100% of the sum assured in the event that the mother passes away.

Safeguarded during hospitalisation

Get 2% of the sum assured per day of hospitalisation[@hospitalisation-30] due to any of the 24 covered hospitalisation events for the mother, for up to 30 days.

Key benefits for the newborn

  • Covered for congenital conditions
    Receive 100% of the sum assured[@terminate-once-paid] if the newborn is diagnosed with any of the 26 covered congenital illnesses.
  • Covered for developmental delays
    Receive 15% of the sum assured (up to SGD3,000) if the newborn is diagnosed with developmental delay in their gross motor or speech development[@developmental-delay].
  • The option to transfer protection
    You can opt to transfer your HSBC Life Flexi Protector or HSBC Life – Life Treasure III coverage from mother to newborn without underwriting, within 60 days of birth.
  • Safeguarded during hospitalisation
    Get 2% of the sum assured per day of hospitalisation[@hospitalisation-30] due to any of the 17 covered hospitalisation events of the newborn, for up to 30 days.
  • Protected in the event of death
    Receive 100% of the sum assured in the event that the newborn passes away.

Additional covers you can opt for

You can enhance your newborn's protection further by bundling up your HSBC Life HappyMummy policy with these covers.

HSBC Life Shield cover 

Are you eligible?

The entry age is 18[@age-attained] to 45[@age-nearest] years, for both the insured person and the policyholder. The expectant mother must be between weeks 13 and 36 of their pregnancy. 

Summary of options 

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A whole life insurance plan with multiplied coverage, a payout option and optional riders to enhance your critical illness protection.

Notes

    Important notes 

    The plans shown on this webpage are underwritten by HSBC Life (Singapore) Pte. Ltd. (Registration number 199903512M).

    This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary, product highlights sheet(s) and fund summary before deciding whether to purchase the product and subscribe for units in the ILP sub-fund(s). You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. Investments in this plan are subject to investment risks including the possible loss of principal amount invested. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association Singapore (LIA) or Singapore Deposit Insurance Corporation (SDIC) websites: www.lia.org.sg or www.sdic.org.sg.

    This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 23 September 2024.

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