HSBC Life ValueLife
At HSBC Life, we understand you want the assurance of lifetime protection, without the burden of paying premiums in your golden years. Which is why we have designed HSBC Life ValueLife to offer you the freedom to live life to the fullest. It's a smarter way to invest in what matters most - your future.
Enjoy both coverage flexibility and protection cover with HSBC Life ValueLife, which offers you maximum protection during your prime years so you can be assured of your loved ones' financial security. You only need to pay premiums for the first 15 years to enjoy insurance coverage up to age 991.
- Guaranteed refund of premiumsWith HSBC Life ValueLife, you'll receive 100% of the total premiums paid at the end of your policy in year 15, if there is no medical loading and you have decided to surrender your policy. However we recommend that you seek professional advice from your Financial Planner before making a decision of surrendering your policy.
- Guaranteed maturity benefitIf no claims have been made up to age 991, the reduced sum insured (i.e. 70% of the basic sum insured) will be paid out in one lump sum as the maturity benefit.
- Enjoy potential cost savings as your responsibilities in life evolve
Note: All the guranteed benefits are subject to deductions of any sum due and owed to us.
Get in touch
Call us on 1800-4722-669 or find your nearest branch to apply in person.
For all policy servicing related enquiries, please call (65) 6880 4888.
What else should I know?
As buying a life insurance policy is a long term commitment, an early termination of the policy usually involves high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
More information
Important notes
ValueLife is underwritten by HSBC Life (Singapore) Pte. Ltd. (Reg. No.199903512M).
This webpage contains only general information and does not have regard to the specific investment objectives, financial situation and the particular needs of any specific person. This is not a contract of insurance and is not intended as an offer or recommendation to buy the product. A copy of the product summary may be obtained from our authorised product distributors. You should read the product summary before deciding whether to purchase the product. You may wish to seek advice from a Financial Planner before making a commitment to purchase the product. In the event that you choose not to seek advice from a Financial Planner, you should consider whether the product in question is suitable for you. Please refer to the general provisions for the exact terms and conditions, specific details and exclusion of this product. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually incurs high cost and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. It is also detrimental to replace an existing life insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 1 February 2024.
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