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HSBC Life Wealth Builder

Build wealth for yourself, your children and your grandchildren.
HSBC Life Wealth Builder
HSBC Life Wealth Builder is a flexible, savings plan that allows you to potentially grow your wealth through long-term accumulation (up to age 1201), giving the financial assurance you need for you, your child, possibly even your grandchildren.

Benefits of HSBC Life Wealth Builder

Your benefits at a glance:

Flexibility to build a plan to your preference

  • Choose a premium term of single premium, 5, 10, or 15 years
  • Option to pause your premiums2 payment without policy lapsing
  • Option to jointly buy the policy with your spouse3

Receive both guaranteed and non-guaranteed bonuses4 upon maturity.

Access to the cash value of the policy5

While the plan builds its cash value, you can still access your savings whenever you need to fund key milestones.

Policy continuity to ensure the cash value keeps growing

  • Option to appoint your spouse or child as the secondary life insured 6
  • Remaining premiums are waived if you suffer from Total and Permanent Disability (TPD)7

Get in touch

Call us on 1800-4722-669 or find your nearest branch to apply in person. 

For all policy servicing related enquiries, please call (65) 6880 4888.

More information

1 The policy matures on the policy anniversary when original life insured is age 120. 

2 You may apply to stop paying premium for one year, provided that the first 2 annual premium payments have been made in full. Not applicable to single premium policies.

3 Joint policy ownership is available for spouses as joint owners. Only one of the joint owners can be the life insured. This will be determined on the policy issue date and cannot be changed thereafter.

4 The non-guaranteed bonuses consists of any reversionary bonus and terminal bonus. 

5 You may access the cash value of the policy if the policy is inforce and when cash value is available. This can be done through bonus withdrawal or surrender, either partially or fully. Any withdrawal/surrender will affect the sum insured, future cash value and death benefit. 

6 You may appoint, change, or remove the secondary life insured up to 3 times per policy. Insurable interest must be established for the appointment of the secondary life insured. 

7 This benefit terminates once (i) a claim is admitted on this benefit, (ii) any of the policyowners is age 70 or (iii) if there are no future premiums or premium instalments due, whichever comes first.

Please refer to the product summary for more details.

Important notes 

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