HSBC Life – Life Treasure III

He receives a payout of SGD150,000 + SGD12,500[@critical-illness-rider-iii] under his Early Critical Illness Benefit III rider. This rider will then terminate and the multiplier benefit on the basic plan sum assured is reduced to S$150,000[@sum-assured-reduced-wpb].

His loved ones, who are the beneficiaries of his policy, receive a payout of SGD150,000 from his basic plan and an additional SGD150,000 from his Accidental Death Benefit. His policy will then terminate.

You can get this policy as a standalone basic plan, or add the following riders to this policy to enhance your coverage:

• Early Critical Illness Benefit III: get covered for 170 medical conditions, including critical illnesses from an early to advanced stage. You'll also receive additional payouts for selected special conditions and juvenile conditions[@life-treasure-critical-illness-rider]. Plus, get an additional 50% of the rider's original sum assured upon diagnosis of any one of the advanced stage top common illnesses[@critical-illness-rider-iii].
• Critical Illness Benefit III: safeguard against 56 advanced stage critical illnesses. You'll get an additional 50% of the sum assured upon diagnosis of any one of the advanced stage top common illnesses[@critical-illness-rider-iii].
• Payer PremiumEraser: premiums waived in the case of death, total and permanent disability (TPD), early to advanced stage critical illness diagnosis or involuntary unemployment of the payer. Only applicable to policies where the policyholder is not the insured person.

Premium term: you can choose to pay your premiums for 10, 15, 20, 25 or 30 years.

Premium frequency: you can choose to pay your premiums monthly, quarterly, semi-annually or annually.

The minimum sum assured for this policy is SGD25,000.

You can set up an appointment to visit us in person by calling us on +65 6880 4888.

Our office is located at 38 Beach Road, #03-11, South Beach Tower, Singapore 189767.